How to get WhatsApp Payments right now: Whatsapp has now slowly started pushing its new payments update to users in india. If you are lucky you could have got it already on your phone. Try downloading the latest update to whatsapp and Open any WhatsApp chat and see if you see the new Payments sub-head under Settings. If you do, great, you now have access to WhatsApp’s UPI-based payments feature. If not, you have no other option but to wait. How to add bank accounts for WhatsApp Payments Here’s how you can add your bank account to WhatsApp and get started with the payments feature: Go to Settings -> Payments inside WhatsApp. In the Bank Accounts sub-head, select the Add New Account option. Tap Accept and Continue if you agree with the terms. Tap the Verify via SMS and follow the prompts to send an SMS to start the linking process. On the next screen, select the bank whose account you want to add. If you have an account (or multiple accounts) linked with the number that you just sent the SMS from, you will be presented with your account (or accounts) from that bank. If everything goes smoothly, you will see the UPI Setup Complete screen. WhatsApp will maintain a log of all your transactions - the money you sent and the money you received - using the Payments option under Settings. To check the log, just go to Settings, tap on Paymentsand select the View History option. How to send money via WhatsApp Payments You must remember that the WhatsApp payment feature works only if the recipient has setup their bank account within WhatsApp - send this guide to your friends and family to help them get started! You can also send money to individual group members in a group chat, provided they have enabled the Payment option. Moreover, you cannot pay money to verified business accounts (such as BookMyShow or MakeMyTrip) because the service is only peer-to-peer (i.e. person to person). Here’s how to send your first (and subsequent) payments via WhatsApp: Open the chat of the WhatsApp contact to whom you want to send money. On Android, tap the Attach button. If you are on iPhone, select the Plus button. To send money, just tap on Payment, and enter the amount you want to send. You can also add a note to the message if you want. To authorise the payment, just enter the UPI PIN of the bank account from which you are trying to send money. Once the money is sent, the amount (and the text note, if any) will show as a message as part of the conversation.